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Money
10 WAYS TO INCREASE YOUR INCOME
If you’re sick of living hand-to-mouth, here's how to change your fortunes
WHAT’S THE LONGTERM PLAN AND CAN YOU AFFORD IT?
It’s easy to bury your head in the sand about finances. And end up penniless.
AN EASY WAY TO GET NEW CLIENTS AND MORE INCOME
Need to earn more? A monthly newsletter can be a game-changer for your business
IMPROVING YOUR CRISIS-HIT FINANCES
What is available if you’re flat broke? Here’s how to claw back some cash.
A FINANCIAL BUFFER IS A REALLY GOOD IDEA
Why we all need a Plan B account.
LOCATING SOME EXTRA CASH
Most of us don’t know how much we’ve got and aren’t making use of financial options.
BUT HOW WILL I PAY THE MORTGAGE?
Business consultant Faye Watts says it’s time to get better at money
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Self-discovery Test: What Needs to Change?
</p> <section> <h2>What Needs To Change?</h2> <p> </p> <p>Does it sometimes feel like life is passing you by? Dreaming of doing something different with your life is the easy bit. If you’re finding it a struggle to make your ambitions happen – or even to decide what would truly make you happy – our quiz will help you work out what steps you need to take right now.</p> <p><strong></strong></p> </section> <section> <h2> <h2>Your Mindset</h2> </h2> <p> </p> <p>You’re a bit of a dreamer, often letting your mind stray to thoughts of a better, more exciting life or career in which you feel way more fulfilled, but always talking yourself out of doing anything about it.</p> <p> </p> <p>Confidence may well be an issue, which is why you tend to look at women who’ve done something daring and think ‘brilliant – but not for me’. Well why on earth not? Change doesn’t have to be huge, nor does it need to be all or nothing.</p> <p> </p> <p>Just experimenting with other ideas <a href="https://www.audreyonline.co.uk/rushing-by/" target="_blank" rel="noopener noreferrer">will build your confidence</a>. It’s a cliche but you need to step out of your comfort zone and take one teeny step in a different direction. <a href="https://www.audreyonline.co.uk/learning-skills/" target="_blank" rel="noopener noreferrer">Learning something new</a> and adding to your skillset can be a huge confidence booster, as can <a href="https://www.audreyonline.co.uk/transferable-skills/" target="_blank" rel="noopener noreferrer">identifying your transferable skills</a> so you have more of a sense of your own potential.</p> <p> </p> <p>There are also loads of great resources in the MINDSET section of the Audrey Members’ Club (launching very soon!), as well as Audrey Circles – facilitated peer-to-peer support to help you kickstart your ambitions. Life may be challenging and frightening right now, but getting a sense of control of your life and the decisions you make will help enormously in overcoming that sense of dissatisfaction you sometimes feel.</p> <p> </p> <p>If you want to sign up for the Audrey Members’ Club when it launches and benefit from expert help go to: <a href="https://www.audreyonline.co.uk/audrey-members-club/">https://www.audreyonline.co.uk/audrey-members-club/</a>.</p> </section> <section> <h3> <h2>Your Circumstances</h2> </h3> <p> </p> <p>Having worries and responsibilities is at times making you feel quite negative. Thoughts of doing something different are quickly rejected every time you try to make a plan and move forwards, because you feel like your feet have been glued to the floor. Sound familiar?</p> <p>But if you’re feeling really unhappy about your life then something has to change. Especially if you’re ‘self-medicating’ with too much booze, boxsets or mindless browsing on social media, often a sign that we’re deeply unhappy and ‘hiding’ from our true feelings.</p> <p>First <a href="https://www.audreyonline.co.uk/how-will-you-pay-the-mortgage/" target="_blank" rel="noopener noreferrer">take look at your finances</a> and allow yourself to think about <a href="https://www.audreyonline.co.uk/reimagining-a-future-for-yourself/" target="_blank" rel="noopener noreferrer">what you’d really like to do</a>. Then have a strong word with yourself and draw up a long-term plan for making it happen.</p> <p> </p> <p>Or at least shake things up a little. Joining the <a href="https://www.audreyonline.co.uk/audrey-members-club/" target="_blank" rel="noopener noreferrer">Audrey Members Club </a>(launching soon!) will give you access to the Restart Club, a coaching group for women like you who need help finding their sense of direction. Under the guidance of transformational coach Faye Watts, you will get the space and support to explore the possibilities and opportunities open to you and work out what your next steps need to be.</p> <p>If you want to sign up for the Audrey Members’ Club when it launches and benefit from expert help go to: <a href="https://www.audreyonline.co.uk/audrey-members-club/">https://www.audreyonline.co.uk/audrey-members-club/</a>.</p> <p> </p> <p>And don’t forget that audreyonline.co.uk is full of <a href="https://www.audreyonline.co.uk/what-a-brilliant-cv-needs/" target="_blank" rel="noopener noreferrer">great practical advice</a> for if you’re thinking about <a href="https://www.audreyonline.co.uk/how-to-land-a-new-job/" target="_blank" rel="noopener noreferrer">getting yourself a new job</a>, <a href="https://www.audreyonline.co.uk/launching-a-business/" target="_blank" rel="noopener noreferrer">starting your own venture </a>and more.</p> <p> </p> <p><a href="https://www.audreyonline.co.uk/what-a-brilliant-cv-needs/"></a></p> </section> <section> <h3> <h2>Your Planning</h2> </h3> <p> </p> <p>Congratulations on your spirit of adventure – you’re certainly not afraid of taking risks and pushing yourself out there. What you seem to lack, however, is the ability to plan in order to make things happen in the best possible way. If you really want to live a life full of the things that make you happy, first try to curb your impulsive nature so you stop ending up in a mess.</p> <p> </p> <p>Getting your thoughts and intentions clear in your head sometimes feels like wading through treacle, so what you need to do is stop, grab a pen and paper then sit down and ask yourself a few key questions so you can get those thoughts organised and clear.</p> <p> </p> <p><span style="font-family: lato, helvetica neue, helvetica, arial, sans-serif;">Clarity and focus will enable you to stop doing things in such a chaotic way. </span><a href="https://www.audreyonline.co.uk/writing/" target="_blank" rel="noopener noreferrer">Simply writing</a><span style="font-family: lato, helvetica neue, helvetica, arial, sans-serif;"> down all the jumbled thoughts in your head can be incredibly helpful, especially if you need to get real about </span><a href="https://www.audreyonline.co.uk/how-to-launch-your-dream-plan/" target="_blank" rel="noopener noreferrer">cooking up a plan</a><span style="font-family: lato, helvetica neue, helvetica, arial, sans-serif;">.</span></p> <p> </p> <p>And you’ll also find loads of help in the PLANNING section of the Audrey Members’ Club (launching soon!), which is full of downloadable worksheets to help you get your thoughts in order and get clarity on your intentions.</p> <p> </p> <p>If you want to sign up for the Audrey Members’ Club when it launches and benefit from expert help go to <a href="https://www.audreyonline.co.uk/audrey-members-club/">https://www.audreyonline.co.uk/audrey-members-club/</a>.</p> <p><a href="https://www.audreyonline.co.uk/light-bulb-moment/"></a></p> <p> </p> <p> </p> </section> <section> <h3> <h2>Your Audaciousness</h2> </h3> <p> </p> <p>You are pretty content with life and everything is as it should be. Or is it? Are you (dare we say) perhaps a little bit complacent? You know what you want and you’re certainly not afraid to live in the moment, but maybe there’s something you’d like to explore but haven’t got round to.</p> <p> </p> <p>Perhaps you’d secretly like to take up a new hobby, start life drawing classes, write a book or dabble in a side hustle, but as there’s no burning need to make a change you never get round it. Think about how you can keep evolving and challenging yourself to keep your life moving forwards in interesting directions. You’re ready for your next challenge – what will this be?</p> <p> </p> <p>You’ll find tons of inspiration in Audrey about the <a href="https://www.audreyonline.co.uk/summer-adventure/" target="_blank" rel="noopener noreferrer">joy of mini-adventures</a> and why right now is the perfect time to <a href="https://www.audreyonline.co.uk/why-mid-life-is-the-ideal-time-to-write-that-novel/" target="_blank" rel="noopener noreferrer">write that book</a> you’ve had knocking around in your head for all this time. Feel like your life could be a bit more challenging? Read about how <a href="https://www.audreyonline.co.uk/i-reinvent-my-life-every-decade/" target="_blank" rel="noopener noreferrer">self-reinvention is a constant thing for some</a>.</p> <p> </p> <p>If you’re keen to get more inspiration and connect with likeminded women, you’ll find our Audrey Circles in the Audrey Members’ Club (launching soon!) are exactly the place to be.</p> <p> </p> <p>If you want to sign up for the Audrey Members’ Club when it launches and benefit from expert help go to <a href="https://www.audreyonline.co.uk/audrey-members-club/">https://www.audreyonline.co.uk/audrey-members-club/</a>.</p> <p><a href="https://www.audreyonline.co.uk/capable/"></a></p> </section> <section> <h3> <h2>Your Connections<o:p></o:p></h2> </h3> <p> </p> <p>You’re a pretty enterprising person. Maybe you already pushed yourself out of your comfort zone (or got pushed) a while back. Maybe you are self-employed or have your own business or side hustle. Or you’ve recently retrained or moved into a different sector. Amazing!</p> <p> </p> <p>The tricky bit is how isolated you sometimes feel. Your family and friends may not always understand the challenges you face. Being around women who ‘get’ what you’re trying to achieve and can help keep you ‘up’ and motivated is what you really need, so you can share the journey, as well as <a data-cke-saved-href="https://www.audreyonline.co.uk/surround-yourself-with-cheerleaders/" href="https://www.audreyonline.co.uk/surround-yourself-with-cheerleaders/" target="_blank" rel="noopener noreferrer">contacts and wisdom</a>.</p> <p> </p> <p>Or maybe you need to start a ‘two heads are better than one’ collaboration like <a data-cke-saved-href="https://www.audreyonline.co.uk/the-secret-art-club-is-everything-i-love/" href="https://www.audreyonline.co.uk/the-secret-art-club-is-everything-i-love/" target="_blank" rel="noopener noreferrer">this one</a>. Discussing your intentions and ambitions with other enterprising women can also give you mutual accountability, driving you forwards so you get out of ‘stuck’ mode. And where will you find them? In the Audrey Members’ Club (launching soon!). Join one of our Audrey Circles to get support and advice from experts and fellow members or kick off a conversation in our Discussions forum to connect with likeminded women and find your tribe.</p> <p> </p> <p>If you want to sign up for the Audrey Members’ Club when it launches and benefit from expert help go to <a data-cke-saved-href="https://www.audreyonline.co.uk/audrey-members-club/" href="https://www.audreyonline.co.uk/audrey-members-club/">https://www.audreyonline.co.uk/audrey-members-club/</a>.</p> <p> </p> </section> <section> <h3> <h2>Your Direction<o:p></o:p></h2> </h3> <p> </p> <p>No one can say you haven’t tried. The guts and courage to do something off your own bat are not lacking in your world. But making an income from it is not going well – in fact it sometimes feels like trying to nail jelly to a wall.</p> <p> </p> <p>Maybe you’ve targeted the wrong market. Maybe your business doesn’t really fit with your values, so you’re struggling to keep up the enthusiasm. Maybe you haven’t managed to differentiate yourself sufficiently from whatever else is out there. Maybe you’re going through the <a data-cke-saved-href="https://www.audreyonline.co.uk/that-sudden-fear-of-heights/" href="https://www.audreyonline.co.uk/that-sudden-fear-of-heights/" target="_blank" rel="noopener noreferrer">Six Month Blip</a>.</p> <p> </p> <p>Maybe you need a whole massive rethink and <a data-cke-saved-href="https://www.audreyonline.co.uk/start-afresh/" href="https://www.audreyonline.co.uk/start-afresh/" target="_blank" rel="noopener noreferrer">change of tack</a> or even to <a data-cke-saved-href="https://www.audreyonline.co.uk/ditching-old-life/" href="https://www.audreyonline.co.uk/ditching-old-life/" target="_blank" rel="noopener noreferrer">ditch your old life</a>. The world is full of entrepreneurial people having a go at launching something, hitting a wall, having a rethink and then having a much much better go and finding success. It’s all a great big learning process.</p> <p> </p> <p>But it can be a lonely and frustrating one if you don’t have access to the right resources, support and advice – and they can all be found in the SUPPORT area of the Audrey Members’ Club (launching soon!). There you can benefit from coaching via our Restart Club, and support via our Business Circle, all of which will make a huge difference to your outcomes.</p> <p> </p> <p>If you want to sign up for the Audrey Members’ Club when it launches and benefit from expert help go to <a data-cke-saved-href="https://www.audreyonline.co.uk/audrey-members-club/" href="https://www.audreyonline.co.uk/audrey-members-club/">https://www.audreyonline.co.uk/audrey-members-club/</a>.</p> <p><o:p></o:p></p> </section> <section> <h2> <h2>How do you feel about your life right now?</h2> </h2> </section> <section> <h3> <h2>A friend has just launched her own business. How does it make you feel?</h2> </h3> </section> <section> <h3> <h2>What keeps you awake at night?</h2> </h3> </section> <section> <h3> <h2>What’s your relationship with social media?</h2> </h3> </section> <section> <h3> <h2>Holidays are for…</h2> </h3> </section> <section> <h3> <h2>What’s the most daring thing you’ve done lately?</h2> </h3> </section> <section> <h3> <h2>What do you truly value in friendship?</h2> </h3> </section> <p> </p> <p>
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